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Legal whitepaper · TCBI 2026

The $400,000 Turkish Citizenship Protocol

A complete procedural map of citizenship by real estate investment under the 2026 regulations, written for investors who need exact thresholds, documents and timing.

Last updated
Q3 2026
Legal basis
Presidential Decree No. 5449
Primary asset class
Real Estate

Minimum investment: $400,000 USD

The statutory floor is $400,000 USD in real estate. Older $250,000 guidance is obsolete and no longer accepted by the Land Registry. The purchase must be executed in foreign currency and converted through the Central Bank of Turkey (TCMB), which produces the Foreign Currency Purchase Certificate (Döviz Alım Belgesi — DAB). Without a DAB in the applicant's name, the file cannot proceed.

Title deed annotation: 36 months

A restriction note is recorded on the Tapu stating that the property cannot be sold or transferred for three full years. The property may be rented out and income retained during this period; only disposal is blocked. The annotation is lifted automatically at the end of the 36 months.

Process terminal

Six steps from appraisal to passport

  1. 1

    Property Selection & Valuation

    2–3 days

    An SPK-licensed independent appraisal report must match or exceed the $400,000 USD threshold. The declared deed value cannot fall below the appraised figure.

  2. 2

    Financial Execution

    1 day

    Funds are transferred directly from the buyer's personal foreign bank account to the seller's Turkish bank account. Cash payments are strictly invalid for citizenship files.

  3. 3

    DAB Document Generation

    24 hours

    The foreign currency is converted through an intermediary Turkish bank and the Central Bank of Turkey (TCMB) issues the Foreign Currency Purchase Certificate (Döviz Alım Belgesi).

  4. 4

    Title Deed Conveyance & Annotation

    2–4 days

    The Tapu office records the transfer together with the mandatory pledge that the property will not be sold or transferred for 36 months.

  5. 5

    Certificate of Conformity & Investor Residency

    2–3 weeks

    The Ministry of Environment, Urbanization and Climate Change issues the compliance certificate, clearing the path for an immediate special investor residence permit.

  6. 6

    Passport Issuance

    3–6 months total

    Final submission to the Population and Citizenship Directorate. Passports are dispatched for the main applicant, spouse and all children under 18.

Direct legal verification

Every figure on this page is verified against current Turkish legislation. For a property-specific ruling, speak directly with our Alanya legal desk.